The HDFC Bank Pixel Credit Card series is one of the most talked cashback credit card for digital users in India. This card series consist of two cards- HDFC Pixel Play credit card and HDFC pixel go credit card. Whether you’re looking for cashback on online shopping or rewards on entertainment and lifestyle, the pixel series deliver it all.
In this blog post we’ll explore the complete details, advantages, rewards, and reasons why the HDFC pixel credit card is the best in 2025.
HDFC PIXEL Play credit card:
Welcome to the first all-digital credit card experience with PIXEL Play – A card that allows you to customize benefits to fit your lifestyle.
Key features:
- Seamless Digital Onboarding – Experience a seamless digital onboarding via PayZapp and receive an instant digital credit card.
- Customize your card – Select merchants of your choice to earn cashback, choose card design, and select your preferred billing cycle date.
- All in One-App – Digitally manage your PIXEL Play credit card from PayZapp. Access features such as Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hotlisting, Help Center, Notifications, and much more
- EMI Dashboard: Manage all your live EMIs within the EMI dashboard from PayZapp.
- Flexibility: Choose low-cost and flexible tenures that suit best for your choice of repayment. You can choose between select transactions or outstanding balances*.
- 100% Digital: No documentation, email, or calling required. Simply convert to EMI and manage EMI repayments fully from your Payzapp.
- Zero lost card liability : In the unfortunate event of losing your PIXEL Play Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
- Interest Free Credit Period : Up to 50 days of interest free period on your PIXEL Play Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
- Revolving Credit : Available at a nominal interest rate on your PIXEL Play Credit Card.
- Flat 10% Savings for HDFC Bank PIXEL Credit card payments via Swiggy Dineout.
- Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India (on a minimum transaction of ₹400 and a maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle).
- Joining Benefit: Get a joining fee waiver by spending ₹20,000 within 90 days of issuance
- Renewal Waiver: Spend ₹1 lakh or more in the preceding 12 months and get renewal membership fee waived off for next year.
Apply now– https://wee.bnking.in/c/ZWI4M2MwZ
Contactless Payment
Swipe to Pay
PIXEL Play Credit Card lets you make E- commerce transactions effortlessly with – Swipe to Pay. Now make quick and secure online payments without need of one-time password (OTP) sent via SMS.
Tap & Pay
PIXEL Play Credit Card has enabled contactless payments to facilitate fast, convenient and secure payments at retail outlets. Just tap once with either your phone or physical card and make hassle free offline payments.
Scan and Pay
Through the PIXEL RuPay credit card, customers will be able to make payment to a merchant by scanning the QR code for unified Payment Interface (UPI) Payments.
Eligibility:
For Salaried:
Age: Min 21 years & Max 60 Years.
Income: Gross Monthly Income > ₹25,000.
For Self Employed:
Age: Min 21 years & Max 65 Years.
Income: ITR > ₹6.0 Lakhs per annum.
Joining/Renewal Membership Fee – ₹500/- + Applicable Taxes
Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off .
Apply now– https://wee.bnking.in/c/ZWI4M2MwZ
Who is Suitable for the HDFC Pixel Play Credit Card
- Ideal for digital-savvy users who prefer managing everything online via PayZapp.
- Best for frequent online shoppers, diners, and entertainment lovers who want cashback on selected categories.
- Great for users who want customizable rewards, flexible EMIs, and contactless payments.
- Suitable for salaried individuals earning above ₹25,000/month or self-employed professionals with ITR above ₹6 lakh.
- Perfect for those who can spend ₹1 lakh yearly to get the renewal fee waived.
Who is Not Suitable for the HDFC Pixel Play Credit Card
- Not ideal for users who don’t shop much online or spend outside cashback categories.
- Avoid if you prefer in-branch or offline customer support over app-based service.
- Not suitable for low-income users who may not meet eligibility or spend targets.
- Less beneficial for international travelers, as it lacks travel or forex perks.
- Not recommended for users who want simple, flat cashback cards without customizing rewards.
Apply now– https://wee.bnking.in/c/ZWI4M2MwZ
HDFC PIXEL Go Credit Card:
Welcome to the first all-digital credit card experience with PIXEL GO– A card that lets you build a good credit score on your everyday purchases and is designed to complement your born digital lifestyle.
Key features:
- Seamless Digital Onboarding – Experience a seamless digital onboarding via PayZapp and receive an instant digital credit card.
- All in One-App – Digitally manage your PIXEL Go credit card from PayZapp. Access features such as Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hotlisting, Help Center, Notifications, and much more.
- 1% unlimited cashback on all eligible transactions.
- 5% Cashback on Smartbuy.
- 1% Cashback on all UPI Spends (Applicable only on PIXEL RuPay Credit Card)
For frequently asked questions on PIXEL RuPay Credit Card. - Shop Now and Pay in Parts with flexible low cost EMIs.
- Interest-free Credit period up to 50 days from the date of purchase.
- Flat 10% Savings for HDFC Bank PIXEL Credit card payments via Swiggy Dineout.
- EMI Dashboard: Manage all your live EMIs within the EMI dashboard from PayZapp.
- Flexibility: Choose low-cost and flexible tenures that suit best for your choice of repayment. You can choose between select transactions or outstanding balances*.
- 100% Digital: No documentation, email, or calling required. Simply convert to EMI and manage EMI repayments fully from your Payzapp.
- Zero lost card liability : In the unfortunate event of losing your HDFC Bank Pixel Go Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
- Interest Free Credit Period : Up to 50 days of interest free period on your HDFC Bank Pixel Go Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
- Revolving Credit : Available at a nominal interest rate on your HDFC Bank Pixel Go Credit Card. Please refer to Fees and Charges section to .
- Flat 10% Savings for HDFC Bank PIXEL Credit card payments via Swiggy Dineout.
- Fuel Surchage Waiver: 1% fuel surcharge waiver at all fuel stations across India(on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)
- Joining Benefit: Get a joining fee waiver by spending ₹10,000 within 90 days of issuance
- Renewal Waiver: Spend ₹50,000 or more in the preceeding 12 months and get renewal membership fee waived off for next year.
Contactless Payment
Swipe to Pay
HDFC Bank Pixel Go Credit Card lets you make E- commerce transactions effortlessly with – Swipe to Pay. Now make quick and secure online payments without need of one-time password (OTP) sent via SMS.
Tap & Pay
HDFC Bank Pixel Go Credit Card has enabled contactless payments to facilitate fast, convenient and secure payments at retail outlets. Just tap once with either your phone or physical card and make hassle free offline payments.
Scan and Pay
Through the Pixel RuPay credit card, customers will be able to make payment to a merchant by scanning the QR code for unified Payment Interface (UPI) Payments.
Eligibility:
For Salaried
Age: Min 21 years & Max 60 Years
Income: Gross Monthly Income > ₹8,000.
For Self Employed
Age: Min 21 years & Max 65 Years
Income: ITR > ₹6.0 Lakhs per annum.
Joining/Renewal Membership Fee – ₹250/- + Applicable Taxes
Spend ₹50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
Who is Suitable for HDFC Pixel Go Credit Card
- Ideal for first-time credit card users or those looking for a low-fee, simple rewards card.
- Great if you spend moderately and want straightforward cashback: e.g., unlimited 1% on all eligible transactions + up to 5% on SmartBuy.
- Suited for digital-savvy users comfortable managing card primarily via the app PayZapp–onboarding is fully digital. Good if you have a lower income threshold (for eligibility) or want a card with relatively easy spend-based fee waiver (e.g., spend ₹50,000 in prior year to waive fee).
Who is Not Suitable for HDFC Pixel Go Credit Card
- Not ideal if you’re a heavy spender who expects high-tier perks (travel lounge access, premium concierge, high reward rates on large spends)– this card offers less of those.
- If you prefer in-person branch support or full-fledged relationship banking, this card may feel basic and app-centric.
- If your spending is outside the categories that benefit from SmartBuy (i.e., doesn’t use SmartBuy or special partner offers), you might only get the base 1% cashback–there may be better alternatives for high earners.
- If you travel frequently internationally and need enhanced travel/airport lounge/forex benefits, this card may fall short.
In conclusion, The HDFC Bank Pixel Credit Card Series–featuring the HDFC Pixel Play Credit Card and HDFC Pixel Go Credit Card–truly stands out as one of the most rewarding and user-friendly digital credit card options in India. While the HDFC Pixel Play Credit Card is ideal for users seeking premium flexibility and personalized rewards, the HDFC Pixel Go Credit Card caters to beginners or light spenders who want to build their credit score while enjoying instant cashback and low annual fees. From smart EMI options to fuel surcharge waivers, zero liability protection, and up to 50 days of interest-free credit, the Pixel series offers a perfect balance of security, convenience, and savings.
In short, if you’re looking for a modern, 100% digital credit card with smart rewards and flexible benefits, the HDFC Pixel Credit Card Series is undoubtedly one of the best choices in 2025 for digital-first users.
Apply now– https://wee.bnking.in/c/ZWI4M2MwZ
Apply now– https://wee.bnking.in/c/ZWI4M2MwZ
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Related blogs:
1)“HDFC Bank Swiggy Credit Card-Ultimate Review, Complete Guide-2025.”: HDFC Bank Swiggy Credit Card-Ultimate Review, Complete Guide-2025. – Merchant Blogger
2)”The Complete Guide to HDFC UPI RuPay Credit Card 2025.”:The Complete Guide to HDFC UPI RuPay Credit Card 2025. – Merchant Blogger