The Securities and Exchange Board of India (SEBI) has made a momentous move towards market efficiency by announcing the gradual implementation of T+0 settlement for all major listed companies. In a circular published today, December 22, 2025, the regulator has allowed the investors to choose same-day settlement that guarantees almost instant credit of funds and securities to accounts. This scheme is expected to increase market liquidity and will eliminate the counterparty risk that usually lasts till the end of the next day in the traditional T+1 cycle. SEBI Chairperson Madhabi Puri Buch remarked that this move to technology is a giant step for retail traders as it gives them faster access to capital, thereby solidifying India’s position as one of the global trading infrastructure leaders.
RBI Framework for Green Deposits and Sustainable Finance
To bring the Indian banking sector in line with the global climate goals, the Reserve Bank of India (RBI) has laid down a thorough framework for the acceptance of Green Deposits. As per these directives, banks and non-banking financial companies (NBFCs) are required to allocate the funds raised through these deposits solely to the areas of solar, wind, and other renewable energy, clean transportation, and sustainable water management projects. The RBI has put stringent regulatory supervision requirements and third-party validation to eliminate the risk of “greenwashing.” The formalization of this sector by the central bank is meant to attract private capital to India’s Net Zero objectives while providing environmental depositors with a safe and regulated investment channel.
Ministry of Finance Initiatives on Digital Asset Oversight
The Ministry of Finance has taken a major step in cooperation with SEBI by creating a specialized oversight cell that tracks the traditional finance and Virtual Digital Assets (VDA) relations activities in a growing manner. The government has expressed its position very clearly that the new technology should be used at all times, but the crypto-asset space and entities operating therein must comply with the Prevention of Money Laundering Act (PMLA) norms. The government policy update is directed towards eliminating the gap between emerging fintech and established financial safety nets. The authorities intend to strengthen the governance framework, thereby preventing systemic risks and keeping the transactions related to digital assets from affecting the financial stability of the country in general, especially as the sector is getting ready for more integrated regulations next budget year.